CST Rewards is a rewards program that focuses on putting cashback in consumers pockets when they make purchases, in-store and online, with our partners.
Anyone can join! To receive cash back, simply link your credit and debit cards through online banking so we knows when to reward you. Your cashback will be delivered to your CST Rewards wallet when you spend with your linked cards at brands offered on the platform!
No! CST Rewards is free to join! Sign up here.
Yes! You will receive $5 for every friend you refer to CST Rewards after they make their first rewarded purchase.
Providing Paymi access to your debit and credit card transactions allows insight into consumer spending trends and allows brands to see performance of their promotions.
Leading brands choose to partner with Paymi powered platforms because it offers them a unique opportunity to expand their reach and attract new customers. By joining our app, these brands gain exposure to a vast user base and the potential to boost customer spending. For instance, a $250 discount on an Apple Tablet might entice shoppers to consider adding AirPods to their purchase. Moreover, our emphasis on card linking not only streamlines the cashback process but also empowers us to gather valuable data about user preferences. This data allows us to tailor our offers to best serve our user community.
Today, Paymi supports 17 large banks in Canada. They include: CIBC; Bank of Montreal; American Express; RBC; Scotiabank; TD Bank; Meridian; Tangerine; Simplii Financial; HSBC Bank; Desjardins; National Bank; ATB Financial; Laurentian Bank; Canadian Tire Bank; Coast Capital Savings and Vancity. If you bank is not on this list, you may not be able to connect your credit or debit card to your CST Rewards account at this time. We are always striving to improve this list, so don't hesitate to contact our Help Desk with feedback of what banks you'd like to see supported, or send us an email at [email protected].
When you connect your bank cards, we know when to reward you! Connecting your credit and debit cards through online banking allows us to confirm when you make a purchase with a partner brand so you can receive cash back automatically! Our emphasis on card linking not only streamlines the cashback process, but also gives us information on user preferences, and helps us tailor offers for YOU.
During the registration process you will be asked to login to your online banking portal using the same card number and password you would with your bank. When you connect your bank cards through online banking, Paymi will automatically add cashback to all of the credit and debit cards attached to your account when you make a purchase with one of our merchant partners.
If you see a prompt to re-verify your banking credentials, please do so to ensure that your cards are syncing properly for Paymi to award on eligible card-linked offers.
Here are some common reasons why unlinking happens:
1. When logging into your bank, it may ask you a security question. These will typically expire after a session, often when you exit the CST Rewards website. When sessions expire, this causes unlinking and prompts to relink.
2. Flinks or Yodlee needs to update their integration to support your bank.
3. There may be a prompt on the bank's website that you have to respond to, such as promotional advertisements.
4. Your cards have been replaced and are no longer up-to-date.
If you have successfully linked your bank but it unlinks every few minutes, it's usually due to an MFA issue. Multi-Factor Authentication (MFA), also known as Two-Factor Authentication, is implemented for account security.
Since our providers may not always support new security updates, here are some troubleshooting measures:
1. Removing the MFA setting from your bank account temporarily to link the account to Paymi.
2. Relinking your credentials periodically, as MFA security questions rotate and can cause unlinking.
3. Waiting until our providers build support for MFA, allowing you to link this account in the future.
In this case please contact your financial institution, they will be happy to help you reset your account credentials.
Absolutely! You are able to connect as many credit and debit cards to Save.ca Cashback Rewards as you would like. Simply navigate to the Linked Accounts section in your Settings and select the "Connect A Bank" button.
Are you a CIBC Client? All of your eligible CIBC credit and debit cards will automatically be connected to your CST Rewards account.
When you connect your bank to Paymi through online banking you are connecting all of the cards associated with that account. Are you a CIBC Client? All of your eligible CIBC credit and debit cards will automatically be connected to your CST Rewards account when you register.
Yes! When you connect your cards through online banking you are connecting all of the cards associated with that account, including any sister cards.
We understand that connectivity issues can be frustrating. Here are some common reasons why it happens:
1. Ongoing Improvements to Your Bank's Online Banking Website: This requires Flinks or Yodlee to build support for these new features. Improvements are usually resolved within a matter of days, but if the connectivity issues persist, there may be a larger issue at hand.
2. Changes to Your Bank's Internal Systems: Banks may undergo changes to their internal systems, which can temporarily block Flinks or Yodlee from syncing transactions.
3. Multi-Factor Authentication (MFA): If you're constantly being asked to relink your card, it may be that your bank utilizes security questions as a form of MFA, which expires after a session. A session typically ends after exiting the app, prompting you to repeat the linking process.
Absolutely! You are able to connect as many credit and debit cards to Paymi as you would like. Simply go to the Financial Accounts section of My Account and click Link New Account to add any new card.
Are you a CIBC Client? All of your eligible CIBC credit and debit cards will automatically be connected to your Save.ca Cashback Rewards account.
Simply go to your Wallet cashback history and click the 'Redeem Now' button next to your balance. Once you have a balance over $2 you’ll be able to send an Interac money transfer to yourself with your cash back. There is a $1.50 Interac fee if your money transfer is under $25. Paymi will cover the Interac fee for transfers over $25!
Yes! You will receive your cashback from Paymi in addition to any points the merchant offers through their loyalty program.
Yes! You will receive your cashback from CST Rewards in addition to any cashback offered by your bank.
CST Rewards will automatically remove the amount of cashback you originally received on the purchase you returned. If you only return a portion of your total purchase you will still receive cash back on the rest of the purchase you have not returned.
Cashback will appear in your account 7 to 10 days after the purchase date unless stated otherwise on the offer card. Some partners may not release cashback until the return window passes, in which case it could take up to 90 days for cash back to appear in your account. We encourage you to review the information icon on the offer card for full details before shopping.
Card-linked offers are triggered when you shop with a connected card, when shopping in-store AND online shopping (where applicable). Cashback is then automatically generated. Click to activate offers are exclusive to online shopping and require you to shop through the "Activate Now" button on the offer details page in order to receive cash back. Shopping through the offer card creates a shopping trip that allows us to deliver your cash back after you complete your purchase. Full details can be found on offer details page of every offer when you click the "Learn More" button.
You can update your email address by clicking on Settings and navigating to the "Account" tab. In the Credentials section of the page you will be able to enter your new email address and current CST Rewards password to begin using your new email.
You can update your password by clicking on Settings and navigating to the "Account" tab. In the Credentials section of the page you will be able to create your new password.
Option 1: Unsubscribe button at the bottom of any emails you receive from us. You can also re-subscribe in this area if you change your mind.
Option 2: You can unsubscribe from our emails in your Settings under Account, in the Notifications section of the page. Here you will be able to unsubscribe from receiving emails. You can always re-subscribe to our emails on this page by re-selecting the box.
To personalize your experience we ask that you confirm your name, gender, date of birth, postal code, phone number, and email address.
When you connect your credit and debit cards to Paymi through online banking it allows them to recognize when you have made an eligible purchase and deliver your cashback. Paymi never receives or saves your online banking login credentials and is not able to deposit or withdraw money from your bank account, this is why you receive your cashback through Interac e-Transfer®.
Paymi receives read-only transaction-level data so that their system is able to recognize when you have made an eligible purchase and deliver your cashback.
No. Paymi never receives or saves your online banking login credentials and is not able to deposit or withdraw money from your bank account, this is why you receive your cashback through Interac e-Transfer®.
No. Paymi never receives or saves your online banking login credentials and is not able to deposit or withdraw money from your bank account, this is why you receive your cashback through Interac e-Transfer®.
